Zenith Horizon InsuranceZenith Horizon InsuranceZenith Horizon Insurance
Old Europa, Maseru, Lesotho
+266 2232 4346

Home Insurance

INSURANCE THAT WORKS FOR YOU

Home insurance, also known as homeowners insurance, is a type of property insurance that provides coverage for a private residence and its contents. This insurance is essential for several reasons:

Property Protection: Home insurance protects against damages to the home caused by events such as fire, theft, vandalism, and certain natural disasters, covering the cost of repairs or rebuilding.
Contents Coverage: It also covers personal belongings within the home, such as furniture, electronics, and clothing, against theft or damage, ensuring financial compensation for lost or damaged items.
Liability Coverage: Home insurance includes liability protection, which covers legal expenses and medical costs if someone is injured on your property or if you accidentally cause damage to someone else's property.
Additional Living Expenses: If your home becomes uninhabitable due to a covered event, home insurance can cover the cost of temporary housing and additional living expenses, ensuring you have a place to stay while repairs are made.
Mortgage Requirement: Most mortgage lenders require homeowners to have insurance as a condition of the loan, ensuring that the property (which serves as collateral for the mortgage) is protected.
Peace of Mind: Knowing that your home and belongings are insured provides peace of mind, allowing you to live without constant worry about potential financial losses from unexpected events.